Birmingham real estate AL, Hoover real estate and North Shelby County real estate, home listings and homes for sale in Alabama - The Whatley Group, REALTOR® The Whatley Group REALTOR(r) for Birmingham, Hoover and North Shelby County, Alabama real estate - NUMBER1EXPERT™ The Whatley Group NUMBER1EXPERT(tm) for Birmingham, Hoover and North Shelby County, Alabama real estate
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The Whatley Group, REALTORŪ, real estate agent and broker for Birmingham, Hoover and North Shelby County Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

Real Estate is more than just buying/selling a house ... it's about finding you a home! Call Howard Whatley at 205.981.1918.


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Mortgage Calculators: Birmingham, Hoover and North Shelby County Alabama home buying, real estate listings, and homes for sale in Shelby County, AL
Welcome > Resources > Mortgage Calculators > Monthly Payments & Schedule ...

The Best Mortgage Calculators On the Web! 

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

Monthly Payments & Schedule

Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay and your principal balances. You can even determine the impact of any principal prepayments! Press the "View Report" button for a full yearly or monthly amortization schedule.

This Financial Calculator requires a Browser with Java Support


Definitions

Mortgage amount
Original or expected balance for your mortgage.

Interest rate
Annual interest rate for this mortgage.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

Monthly payment
Monthly principal and interest payment (PI).

Total payments
Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.

Total interest
Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.

Prepayment type
The frequency of prepayment. The options are: none, monthly, yearly, and one-time payment.

Prepayment amount
Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.

Start with payment
This is the payment number that you prepayments will begin with. For a one time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month's interest calculation. If you choose to prepay with a one-time payment for payment number ZERO, the prepayment is assume to happen before the first payment of the loan.

Savings
Total amount of interest you will save by prepaying your mortgage.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



The Whatley Group, REALTORŪ, real estate agent and broker for Birmingham, Hoover and North Shelby County Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

Howard Whatley
RE/MAX Southern Homes
104 Inverness Corners
Birmingham, AL 35242
205.981.1918
205.527.9318
205.313.8500
Fax: 205.313.8501
Email: HowardWhatley@charter.net

Howard and Kelley Whatley are a successful husband and wife team demonstrating honesty and integrity with a genuine interest in people. Howard and Kelley always make your dreams their goal. When you are buying and/or selling property in today's real estate market, it's important to have confidence in your real estate professional. Howard has carefully selected a team of real estate professionals to help you quickly and effectively sell your house for the highest price in the shortest amount of time and/or locate the home that is perfect for you. From the preparation of your house for marketing as a seller, to the home search as a buyer, to the loan process and closing, Howard and Kelley Whatley and The Whatley Group will use their expertise and proven home-marketing system to provide focused, dependable, and caring results.

Equal Housing MLS REALTOR


RE/MAX Southern Homes real estate and homes for sale in Birmingham, Hoover and North Shelby County Alabama

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