Birmingham, Hoover and North Shelby County real estate, home listings and homes for sale in Alabama - The Whatley Group, REALTOR® The Whatley Group REALTOR(r) for Birmingham, Hoover and North Shelby County, Alabama real estate - NUMBER1EXPERT™ The Whatley Group NUMBER1EXPERT(tm) for Birmingham, Hoover and North Shelby County, Alabama real estate
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The Whatley Group, REALTORŪ, real estate agent and broker for Birmingham, Hoover and North Shelby County Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

Real Estate is more than just buying/selling a house ... it's about finding you a home! Call Howard Whatley at 205.981.1918.


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Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
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"... comfortable to call & ask for your advice."
"Thank you for your patience and willingness to work around our busy schedule."
Patrick & Rebekka Cunningham
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Mortgage Prequalification: Birmingham, Hoover and North Shelby County Alabama home buying, real estate listings, and homes for sale in Shelby County, AL
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know
Exactly How Much You Can Spend!
Get Pre-Qualified Today
!

 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation ... 

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Real Estate Tips
Buyers Remorse >Closing Your House

If you are selling your house, you may have to jump through a few hoops between the time you and the buyer reach an agreement and the time the money and deed change hands. The structural inspector usually finds a few things that need to be repaired or replaced, and the termite inspection may reveal the presence of unwanted pests. Most buyers will also have a list of items that they want the seller to fix.

The ideal is to have your home as perfect condition as possible in time for the walk-through inspection prior to closing. If you have agreed to complete repairs on your home, it is a good idea to get an early start on the work so there will be plenty of time to correct any "surprises" that may be found. Call several companies to get competitive bids for the work that needs to be done or ask your real estate agent for recommendations.

Presenting the buyers with a clean, well-maintained home will make the process a lot easier for them, especially if they get a case of last-minute jitters.

See All Tips In The "Buyers Remorse" Category >
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Real Estate Trivia
Q 
Where is the world's oldest hotel?

A 
The Hotel Ryokan in the village of Awazu, Japan dates back to AD 717, when an inn was built near a hot spring reported to have miraculous healing properties.
See More Real Estate Trivia >


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The Whatley Group, REALTORŪ, real estate agent and broker for Birmingham, Hoover and North Shelby County Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

Howard Whatley
RE/MAX Southern Homes

104 Inverness Corners
Birmingham, AL 35242
205.981.1918
205.527.9318
205.313.8500
Fax: 205.313.8501
Email: HowardWhatley@charter.net

Howard and Kelley Whatley are a successful husband and wife team demonstrating honesty and integrity with a genuine interest in people. Howard and Kelley always make your dreams their goal. When you are buying and/or selling property in today's real estate market, it's important to have confidence in your real estate professional. Howard has carefully selected a team of real estate professionals to help you quickly and effectively sell your house for the highest price in the shortest amount of time and/or locate the home that is perfect for you. From the preparation of your house for marketing as a seller, to the home search as a buyer, to the loan process and closing, Howard and Kelley Whatley and The Whatley Group will use their expertise and proven home-marketing system to provide focused, dependable, and caring results.

Equal Housing MLS REALTOR


RE/MAX Southern Homes real estate and homes for sale in Birmingham, Hoover and North Shelby County Alabama

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