Real Estate is more than just buying/selling a house ... it's about finding you a home! Call Howard Whatley at 205.981.1918.

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About The Whatley Group?: Birmingham, Hoover and North Shelby County Alabama home buying, real estate listings, and homes for sale in Shelby County, AL

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Meet Howard Whatley and The Whatley Group

Howard and Kelley Whatley are a successful husband and wife team demonstrating honesty and integrity with a genuine interest in people. Howard and Kelley always make your dreams their goal.

When you are buying and/or selling property in today's real estate market, it's important to have confidence in your real estate professional.

Howard has carefully selected a team of real estate professionals to help you quickly and effectively sell your house for the highest price in the shortest amount of time and/or locate the home that is perfect for you.

From the preparation of your house for marketing as a seller, to the home search as a buyer, to the loan process and closing, Howard and Kelley Whatley and The Whatley Group will use their expertise and proven home-marketing system to provide focused, dependable, and caring results.

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First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Q	What country of the world has the highest percentage of private housing?
A	Mongolia, where 100% of all properties are owner-occupied.
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Ronald W. Stokes, CPA, P.C.
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The Whatley Group, REALTORŽ, real estate agent and broker for Birmingham, Hoover and North Shelby County Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

Howard Whatley
RE/MAX Southern Homes
104 Inverness Corners
Birmingham, AL 35242
205.981.1918
205.527.9318
205.313.8500
Fax: 205.313.8501
Email: HowardWhatley@charter.net
Howard and Kelley Whatley are a successful husband and wife team demonstrating honesty and integrity with a genuine interest in people. Howard and Kelley always make your dreams their goal. When you are buying and/or selling property in today's real estate market, it's important to have confidence in your real estate professional. Howard has carefully selected a team of real estate professionals to help you quickly and effectively sell your house for the highest price in the shortest amount of time and/or locate the home that is perfect for you. From the preparation of your house for marketing as a seller, to the home search as a buyer, to the loan process and closing, Howard and Kelley Whatley and The Whatley Group will use their expertise and proven home-marketing system to provide focused, dependable, and caring results.

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NUMBER1EXPERT™ for Birmingham, Hoover and North Shelby County real estate, Alabama

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